/*
Theme Name: Monetnik
Theme URI: https://monetnik.pl
Description: Portal finansowy w stylu premium e-commerce (light mode). Motyw WordPress + WooCommerce. Konta, karty, kredyty, ubezpieczenia i produkty oszczędnościowe prezentowane jak luksusowy sklep, z „Zestawem” i planem premii, filtrami i pełnym SEO.
Author: Monetnik
Version: 1.0.0
Requires at least: 6.2
Tested up to: 6.6
Requires PHP: 8.0
WC requires at least: 8.0
WC tested up to: 9.0
Text Domain: premio
*/

/* ============================================================
   DESIGN TOKENS  (portowane 1:1 z prototypu)
   ============================================================ */
:root{
  --bg:#F4F3EE;
  --bg-2:#F0EEE8;
  --card:#FCFBF7;
  --panel:#FAF8F4;
  --ink:#17150F;
  --ink-70:rgba(23,21,15,.70);
  --ink-60:rgba(23,21,15,.60);
  --ink-55:rgba(23,21,15,.55);
  --ink-50:rgba(23,21,15,.50);
  --ink-45:rgba(23,21,15,.45);
  --line:rgba(23,21,15,.10);
  --line-2:rgba(23,21,15,.08);
  --muted:#3D4249;
  --green:#0F5C3C;
  --green-dk:#0B4A30;
  --green-lt:#7FD3A6;
  --green-bg:#E4EFE8;
  --gold:#8C6D3F;
  --gold-lt:#B08D57;
  --star:#E8A100;
  --danger:#A63D40;
  --serif:"Newsreader",Georgia,serif;
  --sans:"Space Grotesk",system-ui,-apple-system,sans-serif;
  --wrap:1400px;
  --pad:44px;
}

*{box-sizing:border-box}
html,body{margin:0}
body{
  background:var(--bg);
  color:var(--ink);
  font-family:var(--sans);
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
  line-height:1.5;
}
a{color:inherit;text-decoration:none}
a:hover{color:var(--green)}
img{max-width:100%;height:auto;display:block}
button,input,select,textarea{font-family:inherit}
::selection{background:var(--green);color:#fff}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--pad)}
.serif{font-family:var(--serif)}
.screen-reader-text{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(1px,1px,1px,1px);white-space:nowrap}

/* ---------- Breadcrumb ---------- */
.crumbs{display:flex;align-items:center;gap:9px;padding:26px 0 8px;font-size:12px;letter-spacing:.04em;color:var(--ink-50);flex-wrap:wrap}
.crumbs a:hover{color:var(--ink)}
.crumbs .sep{opacity:.6}
.crumbs .current{color:var(--ink)}

/* ============================================================
   HEADER / MEGA MENU
   ============================================================ */
.site-header{position:sticky;top:0;z-index:50;background:rgba(244,243,238,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.header-inner{max-width:var(--wrap);margin:0 auto;padding:0 var(--pad);height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:baseline;gap:3px;color:var(--ink)}
.brand .brand-name{font-family:var(--serif);font-size:27px;font-weight:600;letter-spacing:-.01em}
.brand .brand-dot{width:6px;height:6px;border-radius:50%;background:var(--green);display:inline-block;transform:translateY(-14px)}
.mega{display:flex;align-items:center;height:78px}
.mm-item{position:relative;height:78px;display:flex;align-items:center}
.mm-trigger{display:flex;align-items:center;gap:6px;height:78px;padding:0 13px;font-size:12.5px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-55);position:relative}
.mm-item:hover .mm-trigger,.mm-trigger:hover{color:var(--ink)}
.mm-item.current .mm-trigger{color:var(--ink)}
.mm-caret{transition:transform .16s;opacity:.5}
.mm-item:hover .mm-caret{transform:rotate(180deg)}
.mm-underline{position:absolute;left:13px;right:13px;bottom:0;height:2px;background:var(--green)}
.mm-panel{position:absolute;top:100%;left:0;opacity:0;visibility:hidden;transform:translateY(7px);transition:opacity .16s ease,transform .16s ease;z-index:60;padding-top:2px}
.mm-item:hover .mm-panel{opacity:1;visibility:visible;transform:translateY(0)}
.mm-panel.right{left:auto;right:0}
.mm-panel-box{display:flex;background:#fff;border:1px solid rgba(23,21,15,.09);border-radius:16px;box-shadow:0 24px 60px rgba(23,21,15,.16);overflow:hidden;min-width:772px}
.mm-rail{width:252px;flex:none;background:var(--panel);border-right:1px solid var(--line-2);padding:10px}
.mm-rail-item{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:12px 14px;border-radius:9px;cursor:default;border-left:3px solid transparent;transition:background .12s;font-size:13.5px;font-weight:600;color:var(--ink-70)}
.mm-rail-item .chev{opacity:.55}
.mm-rail-item.on,.mm-rail-item:hover{background:#F3EFE7;border-left-color:var(--gold-lt);color:var(--gold)}
.mm-cols{flex:1;min-width:504px;padding:24px 28px 26px}
.mm-group{display:none}
.mm-group.on{display:block}
.mm-group-title{font-size:11px;letter-spacing:.13em;text-transform:uppercase;color:var(--gold);font-weight:600;padding-bottom:12px;border-bottom:1px solid var(--line);margin-bottom:4px}
.mm-links{display:grid;grid-template-columns:repeat(3,1fr);gap:0 34px}
.mm-sublink{display:flex;align-items:center;gap:7px;padding:13px 0;border-bottom:1px solid var(--line-2);font-size:14px;font-weight:500;color:var(--ink);transition:color .12s}
.mm-sublink:hover{color:var(--gold)}
.mm-sublink .live{width:5px;height:5px;border-radius:50%;background:var(--green);flex:none}
.mm-subarrow{opacity:0;transform:translateX(-3px);transition:all .14s;margin-left:auto}
.mm-sublink:hover .mm-subarrow{opacity:1;transform:translateX(0)}
.header-region{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-50);white-space:nowrap}
.mobile-toggle{display:none;background:none;border:1px solid var(--line);border-radius:9px;width:42px;height:42px;align-items:center;justify-content:center;cursor:pointer;color:var(--ink)}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;height:52px;padding:0 24px;border-radius:12px;font-size:14.5px;font-weight:600;border:1px solid transparent;cursor:pointer;transition:background .15s,border-color .15s,color .15s;line-height:1}
.btn svg{flex:none}
.btn-primary{background:var(--green);color:#fff}
.btn-primary:hover{background:var(--green-dk);color:#fff}
.btn-dark{background:var(--ink);color:#fff}
.btn-dark:hover{background:var(--green);color:#fff}
.btn-ghost{background:transparent;border-color:rgba(23,21,15,.18);color:var(--ink)}
.btn-ghost:hover{background:rgba(23,21,15,.05);color:var(--ink)}
.btn-block{width:100%}

/* ============================================================
   PAGE HEADERS
   ============================================================ */
.page-head{padding:26px 0 8px}
.kicker{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:16px}
h1.page-title,.page-title{font-family:var(--serif);font-weight:500;font-size:clamp(38px,4.8vw,58px);line-height:1;letter-spacing:-.02em;margin:0}
.lead-intro{margin:18px 0 0;font-size:17px;line-height:1.62;color:var(--muted);text-wrap:pretty;max-width:60ch}
.section-title{font-family:var(--serif);font-weight:500;font-size:34px;letter-spacing:-.01em;margin:0}

/* ============================================================
   PROSE (SEO content)
   ============================================================ */
.prose{max-width:66ch}
.prose p{font-size:16.5px;line-height:1.72;color:var(--muted);margin:0 0 18px;text-wrap:pretty}
.prose h2{font-family:var(--serif);font-weight:500;font-size:28px;line-height:1.12;letter-spacing:-.01em;margin:44px 0 16px;color:var(--ink)}
.prose h3{font-size:13px;font-weight:600;letter-spacing:.02em;margin:26px 0 10px;color:var(--ink)}
.prose ul,.prose ol{margin:0 0 22px;padding-left:22px}
.prose li{font-size:16px;line-height:1.7;color:var(--muted);margin-bottom:9px}
.prose strong{font-weight:600;color:var(--ink)}
.prose a{color:var(--gold);font-weight:600;text-decoration:underline;text-underline-offset:2px}
.prose .lead{font-size:19px;line-height:1.6;color:var(--ink)}

/* ============================================================
   PRODUCT CARD (grid)
   ============================================================ */
.product-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(312px,1fr));gap:26px}
.pcard{display:flex;flex-direction:column;background:var(--card);border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:0 1px 2px rgba(23,21,15,.03);transition:border-color .2s,box-shadow .2s}
.pcard:hover{box-shadow:0 12px 34px rgba(23,21,15,.09);border-color:rgba(23,21,15,.2)}
.pcard.in-cart{border-color:rgba(15,92,60,.5)}
.pcard-visual{position:relative;padding:30px 26px 26px;background:linear-gradient(160deg,#F0EFE9 0%,#E9E7DF 100%)}
.pcard-badge{position:absolute;top:16px;left:16px;z-index:2;display:inline-flex;align-items:center;gap:6px;padding:6px 11px;border-radius:100px;font-size:10.5px;font-weight:600;letter-spacing:.08em;text-transform:uppercase}
.badge-gold{background:var(--ink);color:#F4C95B}
.badge-green{background:var(--green-bg);color:var(--green)}
.credit-card{aspect-ratio:1.586/1;width:88%;margin:6px auto 0;border-radius:13px;overflow:hidden;box-shadow:0 14px 30px rgba(23,21,15,.16);color:#fff;padding:16px 18px;display:flex;flex-direction:column;justify-content:space-between}
.cc-top{display:flex;align-items:flex-start;justify-content:space-between}
.cc-brand{font-size:12.5px;font-weight:600;letter-spacing:.03em;color:rgba(255,255,255,.9)}
.cc-mid{display:flex;align-items:center;gap:13px}
.cc-chip{width:36px;height:27px;border-radius:5px;background:linear-gradient(135deg,#f0d488,#b78f34);position:relative;overflow:hidden;flex:none}
.cc-chip::before{content:"";position:absolute;inset:0;background:linear-gradient(transparent 46%,rgba(0,0,0,.2) 46%,rgba(0,0,0,.2) 54%,transparent 54%)}
.cc-num{font-size:12.5px;letter-spacing:.14em;color:rgba(255,255,255,.55);font-variant-numeric:tabular-nums}
.cc-bot{display:flex;align-items:flex-end;justify-content:space-between}
.cc-type{font-size:9.5px;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.6)}
.cc-logo{font-family:var(--serif);font-size:15px;font-weight:600;color:rgba(255,255,255,.9)}
.pcard-body{padding:22px 24px 24px;display:flex;flex-direction:column;flex:1}
.pcard-bank{font-size:11px;letter-spacing:.11em;text-transform:uppercase;color:var(--ink-45);margin-bottom:7px}
.pcard-name{font-family:var(--serif);font-weight:500;font-size:22px;line-height:1.12;letter-spacing:-.01em;margin:0 0 20px}
.spec-list{display:flex;flex-direction:column;gap:2px;margin-bottom:22px}
.spec-row{display:flex;align-items:center;gap:12px;padding:11px 0;border-top:1px solid var(--line-2)}
.spec-row:last-child{border-bottom:1px solid var(--line-2)}
.spec-row .ico{flex:none;display:flex}
.spec-row .lbl{flex:1;font-size:13px;color:var(--ink-60)}
.spec-row .val{font-size:14px;font-weight:600;font-variant-numeric:tabular-nums}
.spec-row .val.hi{font-size:15px;font-weight:700;color:var(--green)}
/* Dwa wiersze: [Szczegóły][Przejście do banku], pod spodem [Dodaj do zestawu].
   Przejście do banku jest wyżej i mocniejsze — to jedyna akcja, na której serwis
   zarabia. Układ celowo taki sam jak w buboksie na stronie produktu. */
.pcard-actions{margin-top:auto;display:flex;gap:9px;flex-wrap:wrap}
.btn-details{flex:none;display:inline-flex;align-items:center;justify-content:center;gap:6px;height:46px;padding:0 15px;border-radius:10px;border:1px solid rgba(23,21,15,.16);background:transparent;font-size:12.5px;font-weight:500;color:var(--ink);white-space:nowrap;transition:background .15s}
.btn-details:hover{background:rgba(23,21,15,.05);color:var(--ink)}
.btn-details .rate{display:inline-flex;align-items:center;gap:3px;color:var(--ink-50)}
.btn-add{flex:1;display:inline-flex;align-items:center;justify-content:center;gap:8px;height:46px;border-radius:10px;border:1px solid var(--ink);background:var(--ink);font-size:13px;font-weight:600;color:#fff;cursor:pointer;transition:all .15s;min-width:0}
.btn-add:hover{background:var(--green);border-color:var(--green);color:#fff}
.btn-add span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}

/* Akcja poboczna — pełna szerokość w drugim wierszu. Ikona dziedziczy kolor
   przez currentColor, więc stan „W zestawie” nie wymaga podmiany SVG. */
.btn-set{flex:1 0 100%;display:inline-flex;align-items:center;justify-content:center;gap:8px;height:42px;border-radius:10px;border:1px solid rgba(23,21,15,.2);background:transparent;font-size:13px;font-weight:600;color:var(--ink);cursor:pointer;transition:background .15s,border-color .15s,color .15s}
.btn-set:hover{background:rgba(23,21,15,.05);border-color:rgba(23,21,15,.34);color:var(--ink)}
.btn-set.in-cart{border-color:var(--green);background:var(--green-bg);color:var(--green)}
.btn-set.in-cart:hover{background:var(--green-bg);border-color:var(--green);color:var(--green)}

/* ============================================================
   ARCHIVE LAYOUT + FILTERS
   ============================================================ */
.shop-top{padding:52px 0 34px;display:flex;align-items:flex-end;justify-content:space-between;gap:40px;flex-wrap:wrap;border-bottom:1px solid var(--line)}
.shop-count{font-size:13px;color:var(--ink-50)}
.shop-count b{color:var(--ink);font-weight:600}
.shop-sort{display:flex;align-items:center;gap:8px;font-size:12.5px;letter-spacing:.05em;text-transform:uppercase;color:var(--ink-55);border-left:1px solid var(--line);padding-left:26px}
.shop-sort select{-webkit-appearance:none;appearance:none;background:transparent;border:none;outline:none;cursor:pointer;font-size:12.5px;font-weight:600;color:var(--ink);text-transform:none;padding-right:4px}
.shop-layout{display:grid;grid-template-columns:250px 1fr;gap:52px;padding:38px 0 120px;align-items:start}
.filters{position:sticky;top:106px}
.filters-head{display:flex;align-items:center;justify-content:space-between;margin-bottom:26px}
.filters-head .t{font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;font-weight:600}
.filters-clear{background:none;border:none;cursor:pointer;font-size:11.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-45);padding:0}
.filter-group{padding:22px 0;border-top:1px solid var(--line)}
.filter-group .gt{font-size:12.5px;font-weight:600;letter-spacing:.02em;margin-bottom:16px}
.filter-opts{display:flex;flex-direction:column;gap:13px}
.filter-opt{display:flex;align-items:center;gap:11px;background:none;border:none;cursor:pointer;padding:0;text-align:left;width:100%}
.filter-box{width:17px;height:17px;border-radius:5px;flex:none;border:1.5px solid rgba(23,21,15,.28);background:transparent;display:flex;align-items:center;justify-content:center;transition:all .15s}
.filter-opt.on .filter-box{border-color:var(--green);background:var(--green)}
.filter-opt .fl{flex:1;font-size:13.5px;line-height:1.3;color:var(--ink-70)}
.filter-opt.on .fl{color:var(--ink)}
.filter-opt .fc{font-size:11.5px;color:rgba(23,21,15,.38);font-variant-numeric:tabular-nums}
.filter-check{display:none}
.filter-opt.on .filter-check{display:block}
.no-results{padding:80px 24px;text-align:center;border:1px dashed rgba(23,21,15,.2);border-radius:16px}
.no-results .t{font-family:var(--serif);font-size:24px;margin-bottom:8px}

/* ============================================================
   SINGLE PRODUCT
   ============================================================ */
.single-layout{display:grid;grid-template-columns:minmax(0,1fr) 372px;gap:56px;align-items:start;padding:24px 0 110px}
.rating-line{display:flex;align-items:center;gap:14px;margin-bottom:34px;flex-wrap:wrap}
.stars{color:var(--star);font-size:16px;letter-spacing:1px}
.pill{display:inline-flex;padding:6px 11px;border-radius:100px;font-size:10.5px;font-weight:600;letter-spacing:.08em;text-transform:uppercase}
.steps{display:flex;flex-direction:column;gap:2px;margin:0 0 22px}
.step{display:flex;gap:18px;padding:18px 0;border-top:1px solid var(--line)}
.step .n{font-family:var(--serif);font-size:26px;font-weight:500;color:var(--gold);line-height:1;flex:none;width:34px}
.step .st{font-size:15.5px;font-weight:600;margin-bottom:5px}
.step .sd{font-size:14.5px;line-height:1.6;color:var(--muted);text-wrap:pretty}
.proscons{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin:0 0 8px}
.pc-item{display:flex;gap:9px;font-size:14px;line-height:1.5;color:var(--muted);margin-bottom:10px}
.pc-item .ico{flex:none;margin-top:1px}
.spec-table{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:14px;overflow:hidden;max-width:560px}
.spec-cell{background:var(--card);padding:18px 20px;display:flex;align-items:baseline;justify-content:space-between;gap:12px}
.spec-cell .l{font-size:13px;color:var(--ink-55)}
.spec-cell .v{font-size:15px;font-weight:600;font-variant-numeric:tabular-nums;text-align:right}
.faq-item{padding:20px 0;border-top:1px solid var(--line)}
.faq-item .q{font-size:16px;font-weight:600;margin-bottom:8px;line-height:1.35}
.faq-item .a{font-size:14.5px;line-height:1.65;color:var(--muted);text-wrap:pretty}
.reviews-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;max-width:720px}
.review{padding:22px 24px;background:var(--card);border-radius:14px;box-shadow:0 1px 2px rgba(23,21,15,.05)}
.review .rh{display:flex;align-items:center;gap:10px;margin-bottom:9px}
.review .ra{font-size:14px;font-weight:600}
.review .rt{font-size:13.5px;line-height:1.6;color:var(--muted);margin:0;text-wrap:pretty}

.buybox{position:sticky;top:102px}
.buybox-inner{background:var(--card);border-radius:18px;box-shadow:0 8px 30px rgba(23,21,15,.08);overflow:hidden}
.buybox-visual{padding:24px 24px 20px;background:linear-gradient(160deg,#F0EFE9,#E4E2D9)}
.buybox .credit-card{width:100%;margin:0;padding:18px 20px}
.buybox-body{padding:22px 24px 24px}
.bonus-row{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:18px}
.bonus-row .l{font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-50)}
.bonus-row .v{font-family:var(--serif);font-size:38px;font-weight:600;line-height:1;color:var(--green);font-variant-numeric:tabular-nums}
.qfacts{display:flex;flex-direction:column;margin-bottom:20px}
.qfact{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 0;border-top:1px solid rgba(23,21,15,.09)}
.qfact .k{font-size:13px;color:var(--ink-55)}
.qfact .v{font-size:13.5px;font-weight:600;text-align:right}
.affiliate-note{font-size:11px;line-height:1.45;color:var(--ink-45);text-align:center;margin:10px 0 16px}
.buybox .btn-set{height:48px;border-radius:12px}

/* ============================================================
   FLOATING "KOSZYK KORZYŚCI"
   ============================================================ */
@keyframes cartpop{0%{transform:scale(.94);opacity:0}100%{transform:scale(1);opacity:1}}
.benefit-cart{position:fixed;bottom:26px;right:26px;z-index:80;width:372px;max-width:calc(100vw - 40px);animation:cartpop .3s cubic-bezier(.2,.8,.25,1)}
.bc-inner{background:var(--ink);color:var(--bg);border-radius:18px;box-shadow:0 24px 60px rgba(23,21,15,.34);overflow:hidden}
.bc-toggle{width:100%;display:flex;align-items:center;gap:13px;padding:18px 20px;background:none;border:none;cursor:pointer;color:inherit;text-align:left}
.bc-icon{position:relative;flex:none;display:flex}
.bc-count{position:absolute;top:-7px;right:-8px;min-width:17px;height:17px;padding:0 4px;border-radius:9px;background:var(--green);color:#fff;font-size:10.5px;font-weight:700;display:flex;align-items:center;justify-content:center;font-variant-numeric:tabular-nums}
.bc-head-txt{flex:1}
.bc-head-k{display:block;font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:rgba(244,243,238,.55)}
.bc-head-v{display:block;font-size:14px;font-weight:600;margin-top:2px}
.bc-head-v b{color:var(--green-lt);font-variant-numeric:tabular-nums;font-weight:700}
.bc-chev{flex:none;display:flex;color:rgba(244,243,238,.6);transition:transform .25s}
.benefit-cart.collapsed .bc-chev{transform:rotate(180deg)}
.benefit-cart.collapsed .bc-drawer{display:none}
.bc-empty{padding:6px 20px 22px;font-size:13px;line-height:1.5;color:rgba(244,243,238,.55)}
.bc-list{max-height:210px;overflow-y:auto;padding:4px 20px}
.bc-list::-webkit-scrollbar{width:6px}
.bc-list::-webkit-scrollbar-thumb{background:rgba(244,243,238,.2);border-radius:3px}
.bc-row{display:flex;align-items:center;gap:12px;padding:12px 0;border-top:1px solid rgba(244,243,238,.1)}
.bc-row .nm{flex:1;min-width:0}
.bc-row .nm .n1{font-size:13.5px;font-weight:600;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.bc-row .nm .n2{font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:rgba(244,243,238,.5);margin-top:2px}
.bc-row .bv{font-size:14px;font-weight:700;color:var(--green-lt);font-variant-numeric:tabular-nums}
.bc-remove{flex:none;width:26px;height:26px;border-radius:7px;border:none;background:rgba(244,243,238,.08);color:rgba(244,243,238,.6);cursor:pointer;display:flex;align-items:center;justify-content:center}
.bc-remove:hover{background:rgba(244,243,238,.16)}
.bc-foot{padding:16px 20px 20px;border-top:1px solid rgba(244,243,238,.14);margin-top:4px}
.bc-sum{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:10px}
.bc-sum .l{font-size:13px;color:rgba(244,243,238,.62)}
.bc-sum .v{font-family:var(--serif);font-size:26px;font-weight:600;color:var(--green-lt);font-variant-numeric:tabular-nums}
.bc-cost{display:flex;align-items:center;justify-content:space-between;margin-bottom:18px}
.bc-cost .l{display:inline-flex;align-items:center;gap:6px;font-size:13px;color:rgba(244,243,238,.62)}
.bc-cost .v{font-size:15px;font-weight:600;font-variant-numeric:tabular-nums}
.bc-tip{width:15px;height:15px;border-radius:50%;border:1px solid rgba(244,243,238,.4);color:rgba(244,243,238,.6);font-size:9.5px;font-weight:700;display:inline-flex;align-items:center;justify-content:center;cursor:help}
.bc-cta{width:100%;height:52px;border-radius:12px;border:none;background:var(--green);color:#fff;cursor:pointer;font-size:14.5px;font-weight:600;display:inline-flex;align-items:center;justify-content:center;gap:9px;transition:background .15s;text-decoration:none}
.bc-cta:hover{background:var(--green-dk);color:#fff}

/* ============================================================
   HOME
   ============================================================ */
.section{max-width:var(--wrap);margin:0 auto;padding:0 var(--pad) 90px}
.section-head{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:30px;gap:20px;flex-wrap:wrap}
.link-more{font-size:13px;letter-spacing:.05em;color:var(--green);display:inline-flex;align-items:center;gap:7px}
.hero{max-width:var(--wrap);margin:0 auto;padding:70px var(--pad) 60px}
.hero h1{font-family:var(--serif);font-weight:500;font-size:clamp(46px,6vw,80px);line-height:.98;letter-spacing:-.03em;margin:0;max-width:16ch}
.hero p{font-size:19px;line-height:1.55;color:var(--muted);max-width:52ch;margin:26px 0 32px;text-wrap:pretty}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.credit-cards-row{display:grid;grid-template-columns:repeat(auto-fill,minmax(238px,1fr));gap:20px}
.cbox{display:flex;flex-direction:column;background:var(--card);border:1px solid rgba(23,21,15,.09);border-radius:16px;padding:22px 22px 20px;transition:box-shadow .2s,border-color .2s}
.cbox:hover{box-shadow:0 12px 30px rgba(23,21,15,.09);border-color:rgba(23,21,15,.2)}
.cbox-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:16px}
.cbox-type{font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);font-weight:600}
.cbox-bank{font-size:11px;letter-spacing:.04em;color:var(--ink-50)}
.cbox-name{font-family:var(--serif);font-size:19px;font-weight:500;line-height:1.15;margin-bottom:18px;min-height:44px}
.cbox-metrics{display:flex;flex-direction:column;gap:2px;margin-bottom:18px}
.cbox-m{display:flex;align-items:baseline;justify-content:space-between;padding:9px 0;border-top:1px solid var(--line-2)}
.cbox-m .l{font-size:12.5px;color:var(--ink-55)}
.cbox-m .v{font-size:17px;font-weight:700;color:var(--green);font-variant-numeric:tabular-nums}
.cbox-m .v.sm{font-size:13.5px;font-weight:600;color:var(--ink)}
.cbox-cta{margin-top:auto;display:inline-flex;align-items:center;gap:7px;font-size:12.5px;font-weight:600;color:var(--ink)}

/* ============================================================
   BLOG
   ============================================================ */
.blog-featured{display:grid;grid-template-columns:1.1fr .9fr;gap:44px;align-items:center;padding:20px 0 40px;border-bottom:1px solid var(--line)}
.blog-featured .thumb{aspect-ratio:1.5/1;border-radius:18px;overflow:hidden;background:#E9E7DF}
.post-cat{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--green);margin-bottom:9px}
.blog-featured h2{font-family:var(--serif);font-size:clamp(28px,3.2vw,40px);font-weight:500;line-height:1.08;letter-spacing:-.015em;margin:0 0 14px}
.blog-list{display:flex;flex-direction:column}
.blog-row{display:grid;grid-template-columns:220px 1fr auto;gap:28px;align-items:center;padding:26px 0;border-top:1px solid var(--line)}
.blog-row .thumb{aspect-ratio:1.6/1;border-radius:12px;overflow:hidden;background:#E9E7DF}
.blog-row h3{font-family:var(--serif);font-size:23px;font-weight:500;line-height:1.15;letter-spacing:-.01em;margin:0 0 8px}
.blog-row p{font-size:14px;line-height:1.55;color:var(--ink-60);margin:0 0 10px;max-width:60ch;text-wrap:pretty}
.blog-meta{font-size:12px;color:var(--ink-50)}
.read-more{display:inline-flex;align-items:center;gap:7px;font-size:12.5px;font-weight:600;color:var(--ink);white-space:nowrap}
.pagination{display:flex;align-items:center;justify-content:center;gap:8px;padding:44px 0 0}
.pagination .page-numbers{min-width:40px;height:40px;padding:0 12px;border-radius:10px;border:1px solid rgba(23,21,15,.16);background:transparent;color:var(--ink);display:inline-flex;align-items:center;justify-content:center;font-size:13.5px;font-weight:600;font-variant-numeric:tabular-nums}
.pagination .page-numbers.current{background:var(--ink);color:#fff;border-color:var(--ink)}
.pagination a.page-numbers:hover{background:rgba(23,21,15,.06);color:var(--ink)}
.article{max-width:760px;margin:0 auto;padding:0 24px 90px}
.article-hero{aspect-ratio:1.9/1;border-radius:20px;overflow:hidden;background:#E9E7DF;margin:8px 0 40px}

/* ============================================================
   GLOSSARY (Słownik)
   ============================================================ */
.glossary-layout{display:grid;grid-template-columns:1fr 210px;gap:56px;align-items:start;padding:40px 0 90px}
.search-input{width:100%;height:52px;padding:0 18px 0 46px;border:1px solid rgba(23,21,15,.16);border-radius:13px;background:#fff;font-size:15px;color:var(--ink);outline:none;transition:border-color .15s,box-shadow .15s}
.search-input:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(15,92,60,.12)}
.gloss-letter{display:flex;align-items:center;gap:14px;margin:0 0 16px}
.gloss-letter .L{font-family:var(--serif);font-size:30px;font-weight:500;color:var(--green);line-height:1}
.gloss-letter .rule{flex:1;height:1px;background:var(--line)}
.gloss-cards{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:34px}
.gcard{display:block;background:var(--card);border:1px solid rgba(23,21,15,.09);border-radius:15px;padding:20px 22px;transition:box-shadow .2s,border-color .2s}
.gcard:hover{box-shadow:0 12px 30px rgba(23,21,15,.09);border-color:rgba(23,21,15,.2)}
.gcard .gt{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:9px}
.gcard .gname{font-family:var(--serif);font-size:19px;font-weight:500;line-height:1.2;letter-spacing:-.01em}
.gcard .gcat{font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);font-weight:600;white-space:nowrap;flex:none}
.gcard .gshort{font-size:13.5px;line-height:1.55;color:var(--ink-60);margin:0}
.az-nav{position:sticky;top:100px}
.az-title{font-size:11px;letter-spacing:.11em;text-transform:uppercase;color:var(--ink-45);font-weight:600;margin-bottom:14px}
.az-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:5px}
.az-link{display:flex;align-items:center;justify-content:center;height:34px;border-radius:8px;font-size:13.5px;font-weight:600;background:transparent;color:rgba(23,21,15,.28);transition:background .12s,color .12s}
.az-link.has{background:#EDEBE3;color:var(--ink)}
.az-link.has:hover{background:#E2DFD4;color:var(--ink)}
.side-cta{margin-top:24px;padding:18px;background:var(--ink);color:var(--bg);border-radius:14px}
.side-cta .k{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--green-lt);font-weight:600;margin-bottom:8px}
.side-cta .d{font-size:13.5px;line-height:1.55;color:rgba(244,243,238,.72);margin-bottom:14px}
.side-cta a{display:inline-flex;align-items:center;gap:7px;font-size:12.5px;font-weight:600;color:#fff}

/* ============================================================
   FOOTER
   ============================================================ */
.site-footer{border-top:1px solid var(--line);background:var(--bg-2);color:var(--muted);margin-top:20px}
.footer-cols{max-width:var(--wrap);margin:0 auto;padding:64px var(--pad) 40px;display:grid;grid-template-columns:1.2fr 1fr 1fr 1.5fr;gap:48px}
.footer-col-title{font-size:11px;letter-spacing:.13em;text-transform:uppercase;color:var(--gold);font-weight:600;margin-bottom:16px}
.footer-links{display:flex;flex-direction:column;gap:12px;font-size:13.5px}
.footer-links a:hover{color:var(--ink)}
.footer-contact{margin-top:20px;display:flex;flex-direction:column;gap:10px;font-size:13.5px}
.footer-contact .ico{width:34px;height:34px;border-radius:9px;background:#fff;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--green);flex:none}
.footer-social{margin-top:22px;display:flex;gap:10px}
.footer-social a{width:38px;height:38px;border-radius:10px;background:#fff;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--ink);transition:all .14s}
.footer-social a:hover{background:var(--green);color:#fff;border-color:var(--green)}
.footer-about p{font-size:13.5px;line-height:1.7;margin:0 0 14px;text-wrap:pretty}
.footer-bottom{border-top:1px solid var(--line)}
.footer-bottom-inner{max-width:var(--wrap);margin:0 auto;padding:22px var(--pad);display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap;font-size:12px;color:var(--ink-50)}
.footer-bottom a{color:var(--gold);font-weight:600}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width:1080px){
  .single-layout{grid-template-columns:1fr}
  .buybox{position:static}
  .blog-featured{grid-template-columns:1fr}
}
@media (max-width:900px){
  :root{--pad:24px}
  .mega,.header-region{display:none}
  .mobile-toggle{display:flex}
  .shop-layout{grid-template-columns:1fr}
  .filters{position:static;margin-bottom:20px}
  .footer-cols{grid-template-columns:1fr 1fr}
  .glossary-layout{grid-template-columns:1fr}
  .az-nav{position:static;order:-1}
  .blog-row{grid-template-columns:120px 1fr}
  .blog-row .read-more{display:none}
  .proscons{grid-template-columns:1fr}
}
@media (max-width:560px){
  .footer-cols{grid-template-columns:1fr}
  .gloss-cards,.reviews-grid,.spec-table{grid-template-columns:1fr}
  .benefit-cart{left:16px;right:16px;width:auto}
}

/* ==================================================================
   Hero — plakietka, pasek statystyk i stos kart.
   Uzupełnienie wg prototypu (Design Components): eksport motywu zawierał
   tylko uproszczony hero (h1 + akapit + przyciski).
   ================================================================== */

.hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,500px);gap:60px;align-items:center}

/* Plakietka „Do zgarnięcia dziś” */
.hero-badge{display:inline-flex;align-items:center;gap:9px;height:34px;padding:0 15px;margin-bottom:26px;border:1px solid var(--line);border-radius:999px;background:var(--card);font-size:11px;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--ink-70);white-space:nowrap}
.hero-dot{width:7px;height:7px;border-radius:50%;background:var(--green);flex:none}

/* Pasek statystyk */
.hero-stats{display:flex;margin-top:54px}
.hstat{padding:0 32px;border-left:1px solid var(--line-2)}
.hstat:first-child{padding-left:0;border-left:0}
.hstat-v{display:block;font-family:var(--serif);font-size:34px;font-weight:500;line-height:1;letter-spacing:-.02em;color:var(--ink)}
.hstat-l{display:block;margin-top:10px;font-size:10.5px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--ink-50)}

/* Stos kart */
.hero-cards{position:relative;aspect-ratio:1.12/1}
.hero-card{position:absolute;width:76%}
.hero-card .credit-card{width:100%;margin:0}
.hero-card-back{top:0;right:0;z-index:1}
.hero-card-front{bottom:0;left:0;z-index:2}
.hero-card-front .credit-card{box-shadow:0 22px 48px rgba(23,21,15,.22)}

@media (max-width:1080px){
  .hero-grid{grid-template-columns:1fr;gap:48px}
  .hero-cards{max-width:440px;aspect-ratio:1.3/1}
}
@media (max-width:560px){
  .hero-badge{height:auto;padding:8px 14px;white-space:normal;line-height:1.35}
  .hero-stats{margin-top:40px}
  .hstat{padding:0 18px}
  .hstat-v{font-size:26px}
  .hstat-l{font-size:9.5px;letter-spacing:.08em}
  .hero-cards{display:none}
}

/* ==================================================================
   Kafelek z logo instytucji — zastępuje rysowaną kartę (placeholder).
   Wymiary 1:1 z .credit-card, żeby siatka ofert się nie przesunęła.
   ================================================================== */

.offer-logo{aspect-ratio:1.586/1;width:88%;margin:6px auto 0;border-radius:13px;background:#fff;border:1px solid var(--line-2);box-shadow:0 10px 26px rgba(23,21,15,.10);display:flex;align-items:center;justify-content:center;padding:26px 30px}
/* Bez rozciągania: logotypy mają maks. 200x54 px, skalowanie w górę je rozmyje. */
.offer-logo-img{max-width:100%;max-height:100%;width:auto;height:auto;object-fit:contain;display:block}

.buybox-visual .offer-logo{width:100%;margin:0;padding:22px 26px}

@media (max-width:900px){
  .offer-logo{padding:20px 24px}
}

/* ==================================================================
   Rail w mega menu jest teraz linkiem (<a>), a nie <div>.

   Motyw ustawia mu wyżej cursor:default, bo pierwotnie nie był klikalny —
   trzeba to cofnąć, inaczej kursor nie sygnalizuje, że w dział da się wejść.
   Reszty nie ruszamy: globalne a{color:inherit;text-decoration:none} i
   a:hover{color:var(--green)} obsługują kolor i podkreślenie, a stany
   .mm-rail-item.on/:hover mają wyższą specyficzność i nadal wygrywają.
   ================================================================== */

a.mm-rail-item{cursor:pointer}
a.mm-group-title{cursor:pointer;display:block}

/* ==================================================================
   Filtry archiwum: opcje są teraz linkami (<a>) z licznikiem ofert.
   Bazowe .filter-opt / .filter-box / .filter-opt.on działają bez zmian.
   ================================================================== */

.filter-opt .fc{flex:none;font-size:11.5px;color:var(--ink-45);font-variant-numeric:tabular-nums}
.filter-opt.on .fl{color:var(--ink);font-weight:600}
.filter-opt:hover .fl{color:var(--ink)}
a.filters-clear:hover{color:var(--green)}

/* ==================================================================
   Wiersz specyfikacji bez wartości — punkt z opisu oferty.
   Używany, gdy nie mamy twardych danych (kredyty, ubezpieczenia),
   zamiast dopisywania wartości, których feed nie dostarcza.
   ================================================================== */

.spec-row-note .lbl{color:var(--ink-70);text-wrap:pretty}
.spec-row-note .ico{opacity:.85}

/* ==================================================================
   Kafelki statystyk na stronie „O nas” — shortcode [premio_stats].
   Liczby pochodzą z bazy, nie z treści strony.
   ================================================================== */

.about-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin:32px 0 44px;max-width:none}
.about-stat{padding-top:22px;border-top:2px solid var(--ink)}
.about-stat .v{display:block;font-family:var(--serif);font-size:clamp(26px,3vw,38px);font-weight:600;line-height:1;color:var(--ink);letter-spacing:-.02em}
.about-stat .k{display:block;font-size:12.5px;letter-spacing:.03em;color:var(--ink-55);margin-top:9px;text-wrap:pretty}
@media (max-width:760px){ .about-stats{grid-template-columns:repeat(2,1fr);gap:16px} }

/* ==================================================================
   Sekcje ze strony głównej i kategorii, których nie było w eksporcie
   motywu: kafelki kategorii, „Jak to działa”, bloki tekstowe SEO.
   Proporcje i typografia wg projektu (Home.dc.html, Kategoria.dc.html).
   ================================================================== */

.section-note{font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-45)}

/* Kafelki kategorii */
.cat-tiles{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:20px}
.cat-tile{display:flex;flex-direction:column;justify-content:space-between;min-height:220px;padding:26px;border-radius:16px;background:var(--card);color:var(--ink);border:1px solid var(--line-2);transition:box-shadow .2s,border-color .2s}
.cat-tile:hover{box-shadow:0 12px 30px rgba(23,21,15,.09);border-color:rgba(23,21,15,.2);color:var(--ink)}
.cat-tile.on{background:var(--green);color:#F4F3EE;border-color:transparent}
.cat-tile.on:hover{color:#F4F3EE}
.cat-tile.empty{opacity:.72}
.cat-tile-top{display:flex;align-items:center;justify-content:space-between}
.cat-tile-count{font-size:11.5px;letter-spacing:.1em;text-transform:uppercase;opacity:.6}
.cat-tile-title{font-family:var(--serif);font-size:26px;font-weight:500;line-height:1.05}
.cat-tile-desc{font-size:13px;line-height:1.4;opacity:.62;margin-top:8px;text-wrap:pretty}

/* Jak to działa */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}
.step{padding-top:26px;border-top:2px solid var(--ink)}
.step-num{font-family:var(--serif);font-size:15px;color:var(--ink-45);margin-bottom:18px}
.step-title{font-family:var(--serif);font-size:24px;font-weight:500;margin-bottom:10px}
.step-desc{font-size:14px;line-height:1.6;color:var(--ink-60);margin:0;max-width:320px;text-wrap:pretty}

/* Blok tekstowy strony głównej (treść z edytora strony startowej) */
.home-seo{max-width:var(--wrap);margin:0 auto;padding:72px var(--pad) 90px;border-top:1px solid var(--line)}
.home-seo-lead p{font-family:var(--serif);font-weight:500;font-size:clamp(22px,2.5vw,30px);line-height:1.34;letter-spacing:-.01em;color:var(--ink);margin:0 0 44px;max-width:1080px;text-wrap:pretty}
.home-seo-cols{max-width:none;columns:2;column-gap:56px}
.home-seo-cols h2{font-family:var(--serif);font-weight:500;font-size:22px;letter-spacing:-.01em;color:var(--ink);margin:0 0 16px;break-after:avoid}
.home-seo-cols p{font-size:15px;line-height:1.72;margin:0 0 16px}
.home-seo-cols > *:first-child{margin-top:0}

/* Blok tekstowy kategorii (pola przy kategorii produktu) */
.cat-seo{border-top:1px solid var(--line);padding:56px 0 100px}
.cat-seo-lead{font-family:var(--serif);font-weight:500;font-size:clamp(20px,2.2vw,26px);line-height:1.4;letter-spacing:-.01em;color:var(--ink);margin:0 0 20px;max-width:960px;text-wrap:pretty}
.cat-seo-body{font-size:15px;line-height:1.72;color:var(--muted);max-width:66ch}

@media (max-width:900px){
  .steps{grid-template-columns:1fr;gap:24px}
  .home-seo-cols{columns:1}
}

/* Akcja „Sprawdź ofertę” na karcie bez premii jest linkiem, nie <button> —
   wyrównujemy ją do przycisku „Dodaj do zestawu”. */
a.btn-add{text-decoration:none}
a.btn-add:hover{color:#fff}

/* ==================================================================
   Strona /zestaw/ — plan premii. Zastępuje dawne „podsumowanie koszyka”,
   którego nigdy nie było (strona świeciła pustką).
   ================================================================== */

.plan-empty{max-width:520px;padding:56px 0}
.plan-empty .t{font-family:var(--serif);font-size:26px;font-weight:500;margin-bottom:10px}
.plan-empty p{font-size:15px;line-height:1.6;color:var(--ink-60);margin:0 0 24px}

.plan-summary{background:var(--ink);color:#F4F3EE;border-radius:18px;padding:28px 30px;max-width:760px;margin-bottom:20px}
.plan-sum-main{display:flex;align-items:baseline;justify-content:space-between;gap:20px;flex-wrap:wrap}
.plan-sum-main .k{font-size:13px;letter-spacing:.05em;text-transform:uppercase;color:rgba(244,243,238,.6)}
.plan-sum-main .v{font-family:var(--serif);font-size:38px;font-weight:600;color:var(--green-lt);font-variant-numeric:tabular-nums;line-height:1}
.plan-sum-note{font-size:13px;line-height:1.6;color:rgba(244,243,238,.62);margin:14px 0 0;max-width:60ch}
.plan-sum-note strong{color:#F4F3EE}

/* Ostrzeżenie o kolizji warunków — najważniejsza informacja na tej stronie */
.plan-warn{background:#FCF3CD;border-left:3px solid #DBA617;border-radius:10px;padding:16px 20px;font-size:14px;line-height:1.6;color:#5C4708;max-width:760px;margin-bottom:26px;text-wrap:pretty}

.plan-steps{display:flex;flex-direction:column;gap:16px;max-width:760px}
.plan-step{display:grid;grid-template-columns:52px 1fr;gap:18px;background:var(--card);border:1px solid var(--line-2);border-radius:16px;padding:24px 26px}
.plan-step-n{width:38px;height:38px;border-radius:50%;background:var(--green-bg);color:var(--green);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:15px;font-variant-numeric:tabular-nums}
.plan-step-head{display:flex;align-items:flex-start;justify-content:space-between;gap:20px;flex-wrap:wrap;margin-bottom:20px}
.plan-step-bank{font-size:11px;letter-spacing:.11em;text-transform:uppercase;color:var(--ink-45);margin-bottom:6px}
.plan-step-name{font-family:var(--serif);font-size:21px;font-weight:500;line-height:1.15;color:var(--ink)}
.plan-step-bonus{text-align:right;flex:none}
.plan-step-bonus .k{display:block;font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-45)}
.plan-step-bonus .v{display:block;font-size:20px;font-weight:700;color:var(--green);font-variant-numeric:tabular-nums;margin-top:3px}
.plan-step-what{font-size:11px;letter-spacing:.11em;text-transform:uppercase;color:var(--gold);font-weight:600;padding-bottom:10px;border-bottom:1px solid var(--line-2);margin-bottom:12px}
.plan-conds{margin:0 0 20px;padding-left:20px}
.plan-conds li{font-size:14px;line-height:1.6;color:var(--muted);margin-bottom:6px;text-wrap:pretty}
.plan-noconds{font-size:13.5px;line-height:1.6;color:var(--ink-55);margin:0 0 20px;text-wrap:pretty}
.plan-step-actions{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.plan-step-actions .btn{height:46px;font-size:13.5px}
.plan-remove{margin-left:auto;background:none;border:none;cursor:pointer;font-size:12.5px;color:var(--ink-45);padding:0}
.plan-remove:hover{color:var(--danger)}
.plan-foot{max-width:760px;margin-top:26px}

@media (max-width:640px){
  .plan-step{grid-template-columns:1fr;gap:14px}
  .plan-step-bonus{text-align:left}
  .plan-remove{margin-left:0}
}

/* Odnośnik do wyjaśnienia plasowania przy „Sortuj” (wymóg Omnibus dla porównywarek).
   Dyskretny, ale nie ukryty — ma być łatwo dostępny ze strony z ofertami. */
.ranking-info{font-size:12px;color:var(--ink-50);white-space:nowrap;text-decoration:underline;text-decoration-color:rgba(23,21,15,.25);text-underline-offset:3px}
.ranking-info:hover{color:var(--ink);text-decoration-color:var(--ink)}
@media (max-width:900px){ .ranking-info{white-space:normal} }
